Splurging can be as simple as taking a bubble bath, relaxing with a good book and a glass of wine, or spending the afternoon watching your favorite movie. Perhaps splurging for you means preparing your favorite meal...the one usually reserved for your birthday. There are all sorts of ways that we can splurge without breaking the bank. And here's the good news. It's been proven that splurging on ourselves is actually a good thing, just so long as it's done in a way that won't cause hardships down the line.
We all work hard and giving ourselves a treat now and then lifts our spirits and is good for our souls, Splurging, though, can wreak havoc on a tight budget so one way to help overcome that challenge is to start a "splurge account." This is a small savings account where you save your loose change or any unexpected windfall (a bonus at work, money for your birthday, etc). A few frogs I know actually budget for their splurges by foregoing a few fancy coffees each month and putting that money into their splurge account for a bigger treat later on. However you do choose to do it, splurging is possible for nearly everyone. Perhaps your splurge today will be starting your next year's splurge account; start off with a few dollars and watch it grow monthly.
I did a little research and found some good advice on what are the best things to splurge on, at least when it comes to spending money.
1. When it's something that is memorable. These items include vacations with family or friends. If you can't seem to "pull the trigger and commit" then try thinking of the vacation as a stack of wonderful memories instead of a stack of cash. Stuff is just stuff, but memories are things we all cherish and last an entire lifetime.
2. When the purchase is an investment in your career. This could mean springing for that new power suit you've been eying...the one with the BIG price tag. Or it might mean spending money to take a class that will add new skills to your resume or advance the ones you already have. It's often said that money makes money and this is one of those times that it is true.
3. If you're genuinely going to use the item over and over again. This is the quality over quantity thing we learned when we were young. Spending money on a designer purse you love and that will last you for years is, in the long run, a better investment than buying multiple cheap ones that fall apart quickly. There are many more examples I'm sure you can think of.
4. When you shop on special sales days like Black Friday. Sometimes these deals are simply too good to pass up. But the item in question must still be something you will genuinely use often. If it's not, then it's still a waste of money...even if it's cheap!
5. When you've budgeted for the item in advance. This is still the smartest way to make that "splurge" purchase.
As I said earlier, splurging isn't always about spending the "big bucks." Buying yourself a bouquet of roses, if that's your favorite flower, or taking the time to give yourself a mani/pedi and facial can feel luxurious if they're things you don't take the time to do often.
For me, I enjoy cooking and baking. So a splurge for me will be spending a few dollars on ingredients to try out a new recipe.
We all have things we love to do and yet rarely do them, either because of the cost or the time involved. Today is your excuse for doing them all...or at least one of them...no quilt allowed! We spend time looking out for and doing for others; every one that is special to us. So why can't we do something nice for ourselves every now and then? Aren't we special too? The answer is YES! Of course we're special. However you plan to celebrate National Splurge Day, just be smart about it, okay? And why not post your splurge on social media to share with others? Just use #NationalSplurgeDay.
Of course, tomorrow is Wednesday and that means a visit from my wise teacher and dear friend, The Dharma Frog. Please join me back here tomorrow to find out what life lesson he has in store for me. Who knows? it might help you, too.